Insurers & Rates
Comparing rates, understanding policy conditions, and finding the right cover.
NAMMERT boat insurance: liability, limited hull and comprehensive cover
NAMMERT offers different liability and hull insurance options. Basis hull cover lists specific insured events; Basis Plus and Premium provide broader protection. The policy lines also differ in valuation and claim settlement. Compare the actual terms supplied with your quote.
Searching for CHECK24 boat insurance? Compare boat and yacht cover here
CHECK24’s boat insurance entry leads to its personal liability comparison. It does not provide a dedicated comparison of boat liability and hull policies there. With NauticAssure, you compare boat insurance from different providers, from small boats to large yachts. Compare premiums, benefits and excesses using the approach you know from CHECK24.
Pantaenius charter insurance: cover, costs and comparison
Pantaenius charter insurance offers separate cover options. Start with three questions: what happens to your deposit after damage to the boat, who handles liability claims against you, and which travel costs are at risk if you cancel? Check your charter agreement and existing policies before choosing cover.
Sealogy Boat Insurance: Cover, Costs, and TOP Rates at a Glance
Sealogy boat insurance includes a TOP yacht liability policy and a TOP yacht hull policy. The liability cover protects against claims for damages from third parties; the hull cover insures your own yacht against loss and damage to the agreed extent. Its main strengths are the explicitly **incontestable agreed fixed value**, no "new for old" deductions for partial losses, and additional salvage and disposal costs of up to €2 million. Limitations include gross negligence (waiver only up to a loss amount of €5,000) and damage to machinery and electronics.
Helvetia Boat Insurance: Cover, Costs, and Alternatives at a Glance
Helvetia boat insurance comprises watersports liability for liability risks arising from use of your own boat and watersports hull insurance for damage to your own boat. For hull cover, there is fully comprehensive cover or, alternatively, total-loss-only hull cover; YachtAssistance supplements the hull cover with organisational and financial assistance. Key policy details: there is no "new for old" deduction for partial losses. However, the waiver of the gross negligence defence only applies up to a loss amount of €10,000.
NAUTIMA Boat Insurance: Cover, Costs, and Policy Details at a Glance
NAUTIMA is Mannheimer’s insurance offering for yachts and pleasure boats. It includes hull insurance, boat liability, and occupant accident insurance, among others. The hull cover is generally an all-risks policy, but with restrictions for certain items and causes of loss. Especially important when comparing: for damage caused by gross negligence, a limit of €10,000 total loss applies, and a supplementary clause can restrict the waiver of "new for old" deductions that the base terms provide for. What matters is therefore not the product name but the version of the contract actually agreed.
Pantaenius Boat Insurance: Cover, Costs, and Alternatives at a Glance
Pantaenius boat insurance consists of three separate contracts: yacht hull, yacht liability, and personal accident insurance for occupants. The hull cover is designed as all-risks cover, works with a binding agreed fixed value on a replacement-value basis, excludes the underinsurance objection, and pays for repairs without "new for old" deductions. Key limit: Pantaenius only waives reductions for gross negligence where the total loss does not exceed €10,000. There is no flat price – via NauticAssure you can request an individual Pantaenius quote and compare it directly with other boat insurers.
ADAC Watersports Insurance: Cover, Costs, and Alternatives at a Glance
ADAC watersports insurance isn’t a single policy but three separately available covers: watersports liability for your own boat, watersports hull insurance for damage to your own boat, and skipper and crew liability for chartered or borrowed boats. For the hull cover, it’s worth taking a close look at the "fixed value under Section 76 VVG" – it isn’t automatically incontestable in every case of total loss. According to current information, ADAC members receive a 10% discount on the base premium. The insurer is AIG Europe S.A.; ADAC Versicherung AG arranges the contracts.
Comparing charter insurance rates: what actually matters
When comparing rates, the premium is only one factor – the sum insured, excess, geographical scope, and exclusions matter just as much. Two similarly priced rates can pay out very differently in the event of a claim.