Searching for CHECK24 boat insurance? Compare boat and yacht cover here
NauticAssure · Several providers · Liability and hull cover
CHECK24’s boat insurance entry leads to its personal liability comparison. It does not provide a dedicated comparison of boat liability and hull policies there. With NauticAssure, you compare boat insurance from different providers, from small boats to large yachts. Compare premiums, benefits and excesses using the approach you know from CHECK24.
Want to insure your boat and compare several providers? Start directly with our boat comparison. NauticAssure caters for owners of inflatable boats, motorboats, sailing boats and yachts. Choose your required cover and compare boat policies available for your details.
Does CHECK24 provide a dedicated boat insurance comparison?
The CHECK24 boat insurance page leads to personal liability insurance. It compares watersports inclusions within those policies, rather than dedicated boat liability and hull policies. Checked on 29 September 2026.
Why personal liability cover for boats has limits
Personal liability insurance may include certain watercraft, such as rowing boats or small leisure craft. Inclusion depends on the policy. Motorboats and sailing boats may also qualify under particular conditions; limits on engine power, sail area and use can matter.
Cover for a small boat does not automatically extend to your motor yacht or sailing yacht. Such liability protection concerns third-party claims. Insured damage to your own boat requires suitable hull cover.
NauticAssure: compare boat and yacht policies from several providers
NauticAssure compares dedicated boat insurance policies from different providers. Choose liability, hull insurance or both and compare available premiums, benefits and excesses. It is the comparison approach you know from CHECK24, applied to your boat.
| Your comparison | CHECK24 boat entry | NauticAssure |
|---|---|---|
| Policies compared | Personal liability with watersports inclusions | Dedicated boat policies from different providers |
| Required protection | Liability within personal liability cover | Choice of boat liability and hull insurance |
| Your boat | Inclusion within the particular policy’s limits | From small craft and motorboats or sailing boats to large yachts |
From small boats to large yachts
Our service extends beyond the small-craft inclusions in personal liability insurance. Whether you own an inflatable boat, a sports motorboat, a sailing boat or a large yacht, NauticAssure provides a starting point for comparing suitable boat cover.
Size alone does not determine the right policy. Value, engine power, cruising area and use also matter. Online quotes depend on providers’ acceptance criteria. For unusual boats or if the calculator returns no suitable quote, we can help personally: tell us about your boat.
Compare dedicated policies for your boat
From small leisure boats to yachts: compare the available quotes from different providers in the NauticAssure calculator.
Start comparing boat coverTransparency note: This page and the linked calculator are provided by NauticAssure. The CHECK24 comparison refers to the personal liability entry linked above. NauticAssure results depend on your details and participating providers; cover requires acceptance by the relevant provider.
How to compare several boat policies with NauticAssure
1. Enter your boat details and choose your cover
Open the boat insurance calculator and enter the requested details. Have your boat type, year of manufacture, engine power and value ready. Choose liability, hull cover or both, using the cruising area and use you actually intend.
2. Compare premiums and benefits
Review the policies available for your details. Start with your required cover, then compare premiums, excesses and benefit limits. Use the policy details and associated wording to resolve questions. A lower premium becomes meaningful when you understand the protection it buys.
3. Choose cover that suits your boat
Consider situations relevant to you: damaging another yacht while mooring, a stolen outboard or a repair to your own hull. Check how each quote treats these events. Before deciding, also review the start date, contract duration and boat details.
Use the same boat details, cruising area and required cover for each quote. If you change the excess, assess both the premium change and the amount you could have to pay after a claim.
Boat liability and hull cover: what are you insuring?
Boat liability concerns claims made against you by others. It assesses liability, pays valid claims within the insured scope and defends unjustified claims. The GDV model wording for watercraft liability describes these functions. Your actual policy wording determines your cover.
Hull insurance concerns insured damage to your own boat. Check the covered causes of loss. Limited cover lists particular events; broader policies may include accidental collision damage you cause yourself. Even all-risks cover contains exclusions. The NAMMERT hull overview provides an example of different levels of cover.
Start directly with boat liability, hull insurance or read our broader boat insurance comparison guide.
Which benefits should you compare?
Use this checklist when reviewing quotes. Refer to each policy’s details and terms to confirm what it actually includes.
| Comparison point | What to check |
|---|---|
| Annual premium | Use the same payment frequency and scope of cover. Check surcharges and discount conditions. |
| Liability limits | Compare injury, property damage and financial loss limits, including limits for individual extensions. |
| Hull cover | Check covered events such as collision, grounding, fire or theft, and the exclusions. |
| Excess | How much do you pay per claim? Are there different rules for theft, total loss or particular components? |
| Claim settlement | Check total-loss valuation, agreed value, current-value rules and repair deductions separately. |
| Cruising area and use | Does cover match your waters and activities, including any racing or rental use? |
| Storage and transport | Check cover ashore, during lifting and in transit, including location and time restrictions. |
| Equipment and additional costs | Check tenders, outboards and trailers, plus limits for salvage and wreck removal. |
The ADAC product information illustrates how individual benefits can have specific conditions. Pantaenius explains agreed value and the importance of exclusions in hull cover. Use these topics as questions for your own quote.
Compare the policies available for your boat
Compare boat policies from different providers: liability and hull cover for your boat, with premiums and benefits clearly presented.
Start your boat comparisonHow much will your boat insurance cost?
Calculate your premium using your own details. Typical factors include boat type, engine power, value, cruising area and required cover. The excess also matters for hull insurance. The NAMMERT cost guide explains these factors.
Compare any annual saving with the additional amount you could pay after a claim. A cheaper quote may suit you if you can accept that excess and the essential benefits are included. An advertised starting price does not replace your individual comparison.
Which details should you have ready?
- Your boat: type, manufacturer or model, year and dimensions.
- Engine and value: engine power, insured value and equipment to be included.
- Your use: cruising area, mooring, winter storage and any special activities.
- Existing cover: current insurance, previous claims and desired start date.
The exact information required depends on your cover selection and the calculator’s questions. For a rented boat, read our charter insurance guide, as the insurance needs differ from those of a boat owner.
Sources and further reading
The linked original sources were checked on 29 September 2026. They explain insurance concepts and individual products; mentioning them does not imply that every provider or policy is available in the calculator. The documents supplied with your selected quote determine cover.
For more detail, see our guides to NAMMERT boat insurance, Pantaenius boat insurance and ADAC watersports insurance.
Find suitable cover for your boat
Compare nowSummary
Start directly with NauticAssure to compare dedicated boat policies. From small boats to large yachts, the comparison focuses on your boat and required cover. Compare several providers using the approach you know from CHECK24: enter your details, compare policies and decide based on premiums and benefits.
Frequently asked questions
Answers to the most important questions on this topic.
Jonathan Posselt
Managing Director, NauticAssure GmbH
Jonathan Posselt is a qualified insurance and financial services professional with more than 15 years of experience in the insurance industry. He is a sought-after speaker at trade fairs and industry events. He has been Managing Director of NauticAssure since its founding and writes about charter insurance, digital processes, and the practical questions around chartering a yacht.